Water Damage, Mold and House Insurance

Water damage may be brought about by a burst pipe, a heavy storm, or a roof leak. You well and do hope that your insurance will cover part of the damage. What is it then that needs to be done? First, get to know more about molds and the damages that they may bring.

Molds are group of micro-organisms that comprise yeasts and mushrooms. Molds are widely known to so many individuals as food spoilers on fruits or breads. They are considered to be the decomposers in the food chain. In order for molds to grow, it will need factors such as moisture, right amount of temperature that is ranging from 2°C to 40°C, mold spores that are always seen outdoors and indoors, a food supply which may include clothes, woods, books, and drywalls.

Among all the factors mentioned, moisture is the only factor to manage in most abodes. If one fails to restrict the growth of molds in the house, it can lead to more problems because not only will it be creating huge damage in your properties but most importantly, it will create serious health problems such as allergic rhinitis, asthma, lung and respiratory infections.

To avoid mold, dry wet areas as soon as possible.

1. Give a call to your insurance company and report the extent of water damage. Be able to tell how the water damage happened. Get things clear by asking them about the policy. It is important to have a clear understanding on what your insurance policy covers.

2. Hire the service of a trusted contractor. The contractor will be responsible in cleaning up suspended water. He is also the one responsible in doing necessary repairs to your house. Although your adjuster can make recommendations on the contractors, it is still you who will have the last say. The contractor makes the necessary repairs and is paid by you. A thorough cleanup can help prevent growth of molds. If you let it suspend for so long, molds will thrive in the area. Consequently, cleanup costs will also greatly increase.

Mold can grow quickly. Therefore, it is best to ensure that there is a contractor who can go to your house and render his service promptly. The contractor should have training or certification in water damage restoration as well as mold removal. Moreover, the contractor must know how to follow basic cleanup practices following your water damage.

Basic cleanup practices include:
  • Stopping the source of moisture.
  • Removing wet items that will no longer be used.
  • Drying up the place within 48 hours to reduce growth of molds.
  • Leaving the place until it is thoroughly dried.
3. Make sure that the contractor is thoroughly checking the areas to make sure that they are completely dry.

4. Validate the work of the contractor by making sure that all cleaning and repairs were carefully and thoroughly done before telling your adjuster that you are completely satisfied with the work rendered.

If you are seeking for one trusted service company that can assist you in all problems brought about by water damage, you can surely count on 24 hour emergency water removal


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