You will, most likely, need a police report to file an insurance claim If your property is looted or vandalized, notify the police immediately. Learn how to protect your home or business from further damageIt is important to ventilate your property to assist with drying out. After eliminating water related hazards you should take steps to protect and secure your property and personal belongings from further damage. Keep in mind that alarms may malfunction if the electricity or telephone service has been interrupted. However, security is also important. Lock and secure your property when not occupied to prevent looting.
If your property is too damaged to be secured against burglary, remove your dry valuables to a trusted location such as a home of a friend or a storage unit where they will be kept during the restoration process
Valuables will include:
- Personal documents
- Money, credit cards, checkbooks, etc.
- Items with sentimental value, like photographs and letters
To protect larger items such as furniture and appliances, you may also want to consider a partial or complete move out.
Whether you secure your property or evacuate it temporarily, the costs are often covered by homeowner's insurance policies. Contact your insurance agent to verify the property protection coverage.